About the studio
Odonticniva writes and teaches one subject: how an adult in the UK can run a household’s money with a clear month in front of them. We are not a bank, a lender, or an advice firm.
The studio began with a practical irritation. Public guidance on money is often excellent and also scattered. A person can read five official pages and still not know which bill leaves the account on the twelfth, or how to treat a week of overtime that may not repeat.
We built a single course that stays inside that gap: the household month. The teaching household we use, the Calders, lives with the same kinds of costs people around North Lanarkshire describe — rent or a mortgage, council tax, energy, a car that needs things, a child who grows out of shoes.
We keep the studio small on purpose. Enrolment is by email. Clinics are small. If a question needs a regulated adviser, we say so and stop.
Lessons are written and recorded for people living in the United Kingdom. When the law or a product rule matters, we point to the public body that owns it, including MoneyHelper and GOV.UK, rather than paraphrasing it into advice.
Every number in the Calder pack is invented for teaching. You can learn the whole method without sending us a single figure from your own accounts. Sharing your page is optional, and only on the pathways that include a written review.
Odonticniva is not authorised or regulated by the Financial Conduct Authority. We do not arrange mortgages, investments, insurance or credit. The terms say this in the language of a contract, not a slogan.
The studio address is 20 Currieside Pl, Shotts ML7 4AL. Teaching is online. If you need to send a letter, that is the address. For a place on the course, email is faster.
The course is for people aged 18 and over. It is not a school programme and it is not financial coaching for children. A parent may of course use what they learn when they talk with their family. That conversation is module 8, and it stays inside the household.